US Economy
Jobs, inflation, consumer credit and the data that actually describes the American economy.

Why Middle-Aged Americans Are Going Bankrupt
Americans aged 40 to 59 now account for 49.9% of all new consumer bankruptcies, according to the Federal Reserve Bank of New York's Consumer Credit Panel, which is…

Government Shutdown and What It Means for Markets
Last night, the U.S. government entered a shutdown. Congress failed to pass funding before the deadline, triggering a lapse in appropriations that forces many…

A Short History of Financial Exuberance
Financial markets reflect human psychology. Fear and greed drive market cycles throughout history, despite evolving technology and regulation. "The details differ…

America's Job Market Is a Mirage
The Bureau of Labor Statistics disclosed "the largest job revision in over a decade," erasing 911,000 previously reported jobs created between March 2024 and March…

Weak Labor Data Puts Spotlight on the US Job Market
This marks the 100th episode of our market insights series, and we are proud to share it with nearly 15,000 monthly readers. We greatly appreciate your continued…

Was That the Bottom?
The financial markets have endured a punishing stretch in 2025, leaving investors wrestling with a critical question: Is this the bottom? Since February, the S&P…

U.S. Government Shutdowns
The recent standoff over the U.S. federal budget captivated the nation, as political leaders clashed over spending priorities. In a dramatic turn of events, former…

Money Supply and the Quantity Theory of Money
Money supply and its impact on the economy might sound like a complex topic, but it's a foundational concept in understanding how economies function. For investors…

The Power of Passive Investing
In a world where financial markets seem complex and ever-changing, passive investing offers a powerful and straightforward way to build wealth over time. Today…

The Birth Rate Challenge
Declining birth rates present one of the greatest challenges to human civilization today. Across both Western and Eastern countries, birth rates are falling…

The Growing Risk of Stagflation | Elevate by Vorpp Academy
The U.S. economy is currently navigating through turbulent waters. The extensive money printing and continuous fiscal stimulus have led to an increase in inflation…

Elevate - Welcome to Elevate
Welcome to "Elevate" by Vorpp Academy, a dedicated blog where trading, investing, and personal growth converge to guide you on your journey to financial mastery…